Question regarding Tax related to Wash Sale

calfourier

请教各位大牛：如果有很多WASH SALE（我自己），很多LOSS都不能在TAX上CLAIM，那么新买的SHARE，COST BASIS应该会ADJUST，把LOSS的加上对吗？

比如：100进，80出，损失20DALLOR，30天内在80买回，新的COST BASIS会被调整为100DOLLAR对吗？

Cobra

好像是100。

Wash sale只是个计算方法以确定什么算是capital loss，如果不满足capital loss，就算成你的cost，所以最终不会让你损失的。一般根本不用去考虑什么wash sale。这个问题胡同讨论过了：http://www.hutong9.net/forum.php ... 20&fromuid=1650

calfourier

Cobra 发表于 2021-5-15 10:06 PM
好像是100。

Wash sale只是个计算方法以确定什么算是capital loss，如果不满足capital loss，就算成你的 ...

谢谢班长！ 放心了

calfourier

Cobra 发表于 2021-5-15 10:06 PM
好像是100。

Wash sale只是个计算方法以确定什么算是capital loss，如果不满足capital loss，就算成你的 ...

Just googled a bit more on wash sale. As Cobra said(thank you!), we normally dost not need to worry about it, however, there are two scenarios which could hurt us:
1.  Taxable trading account and IRA account both trade same stocks. IRA may not adjust the cost basis so the loss maybe diosallowed permanently.
2.  During Dec and Janurary, if wash sales impact our loss, depends on your yearly income, it may force us to pay extra tax because our tax rate could be different from year to year (capital loss can not be realized this year, and deferred to next year).

Some example is here (just randomly found on youtube):
https://www.youtube.com/watch?v=q1cDpF_k85U