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WASHINGTON—Nearly three in five U.S. banks surveyed by the Federal Reserve this summer said demand for loans to buy homes is growing as the housing market stabilizes and mortgage rates were falling to new lows.
But despite the increase in mortgage demand, lenders were keeping standards tight for mortgage borrowers, as well as for small business loans, the Fed said Monday in its quarterly survey of bank loan officers.
The report found a significant pickup in demand from borrowers, with 57% of banks reporting an increase in demand for ..
据美联储数据,在截止至7月25日的一周内,消费者和企业贷款余额升至7.1万亿美元,距离2008年10月的峰值仅差2.9%。据信贷机构Equifax Inc数据,今年前4个月新增汽车贷款升至1343亿美元,较2009年同期上升56%。
在信贷增长的众多因素中包括房地产信贷的回升。美国房地产业自2008-09金融危机后就开始削减债务。而新车和二手车的信贷条件也已放宽。
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