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这帮鸟人麻烦真多, 还是早死早超升...tnnd
Moody's: US banks likely to lose money in 2010
On 1:46 pm EST, Wednesday December 2, 2009
NEW YORK (AP) -- Moody's Investors Service said Wednesday that U.S. banks will likely lose money in 2010 as they continue to struggle with mounting loan losses.
The credit ratings agency said U.S. banks have so far only recognized 40 percent of the loan losses they will take between 2008 and 2010.
A surge in bad loans during the third quarter and rising delinquencies point toward defaults again increasing, after showing signs of modest improvements during the first half of the year, Moody's said.
Moody's senior credit officer Craig Emrick said in a statement that banks started to prematurely slow down provisions for loan losses in the third quarter even as evidence pointed toward losses ticking higher again in future quarters.
Mounting losses from all types of loans, ranging from mortgages to credit cards, have significantly eaten into profits at banks for the past two years. Loan losses are likely to remain elevated as high unemployment makes it difficult for borrowers to repay debt.
Moody's estimates that total loan losses will reach $536 billion for the three-year period ending in 2010. Banks wrote off $88 billion of loans as not being repaid in 2008, or about 16 percent of the total three-year estimate. Another $112 billion, or 21 percent, has been written off so far through the first nine months of 2009, Moody's said.
Non-performing loans accounted for 5.2 percent of all loans banks were holding as of Sept. 30. That compares with allowances for future losses equal to 3.6 percent of banks' loan portfolios.
Shares of large, national banks fell in midday trading Wednesday, while regional banks mostly rose.
Regional banks got a boost after a Credit Suisse analyst upgraded the sector, saying he believes loan-loss provisions will likely peak in the fourth quarter. Analyst Craig Siegenthaler upgraded the sector to "Overweight."
The KBW Bank Index, which tracks 24 of the nation's largest banks, rose 0.01 to 44.49 in the afternoon. |
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狗仔卡
发表于 2009-12-2 04:04 PM
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变色卡
发表于 2009-12-2 04:35 PM
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