换工作一定要把４０１K的钱转走吗

win · 发表于 2011-10-30 08:50 PM

如果换工作，一定要把前雇主的４０１K转走吗？还留在那里行吗？我在FIDELITY

dayuangone8 · 发表于 2011-10-30 10:41 PM

You can transfer it out and put it into a rollover personal retirement account. This way you can trade this account much easier than Fidelity, where you can only trade fund

dayuangone8 · 发表于 2011-10-30 10:42 PM

I'm not sure if you have to transfer it out. But you can always call them to figure out

silicon_beaver · 发表于 2011-10-30 10:50 PM

depend on your 前雇主.
Some 雇主 allow ex-employees to keep the 401k in the company ( my previous company did). Some won't allow. In latter case, you have to move out your 401k.

dayuangone8's suggestion is right. and that's what I did. so I could trade stocks instead of mutual funds only.

win · 发表于 2011-10-31 10:07 PM

谢谢楼上各位，我今天打电话去问了，我目前雇主允许永久性保留４０１K。离开后不用转走

lehldk · 发表于 2011-11-4 09:20 PM

回复 win 的帖子

如果是上市公司，可以买卖你公司的股票的话，你不必转，因为你太熟悉它了。同时也不要想买个股，risk太大，除非你有很好的401K投资理念。买index,配合你的新雇主的401，这样你就能前后连贯的理财了

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换工作一定要把４０１K的钱转走吗

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